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Making the Best Use of Online Casinos Accepting $5, $10 and $20 Deposits
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After looking at the promotional offers at online casinos, you might think you need hundreds of dollars to take advantage.
In fact, you’ll find the opposite – players starting out with minimum deposits can reap some pretty hefty rewards if you shop around. Deposits between $5 and $20 are often enough to get a lot of extra free online slot spins, tournament entries and a matched welcome bonus on top.
This page covers everything you need to know about minimum deposit casinos including which casinos accept $5, $10 & $20 deposits and the bonuses you qualify for. US casinos are covered, plus some international brands.
Here is what you can expect to find below:
There are two reasons why I like to start with smaller payments at online casinos. First, this is a great way to build trust at your own pace. Sure, those matched bonuses of $1000’s are enticing – though for many of us that is a big outlay before building a trusted relationship with the brand.
Starting with $20 allows you to make sure you are comfortable with the payment process, customer support and ongoing promotional offers – without a big risk.
The other reason is to take advantage of free spins and other online casino bonus incentives. Most casinos offer extras alongside their matched bonus deal. While some give you free spins before making any deposit – the number of spins shoots up when you become a real money casino player.
Since the amount of money needed to take advantage is often small – minimum deposit players get a great deal. Look out for offers of 100+ real money free spins, tournament entries with cash prizes or free chipsfor live dealer rooms. When you find them, cross check with the minimum deposit needed to get these benefits, you’ll find this surprisingly low in many cases.
Here is a list of minimum deposit casinos that allow players to get started with as little as $1. These small deposit limits allow new players to try out a casino before committing to a bigger deposit.
Online Casino | Minimum Deposit | Legal States |
---|---|---|
Chumba Casino | $1 | All US States (No Washington) |
LuckyLand Slots | $1 | All US States (No Washington) |
Global Poker | $1 | All US States |
DraftKings Casino | $5 | MI, NJ, PA & WV |
FanDuel Casino | $10 | PA & MI |
Hollywood Casino | $10 | PA |
Virgin Casino | $10 | NJ |
Tropicana Casino | $10 | NJ |
BetMGM Casino | $10 | MI, NJ, PA & WV |
Borgata Casino | $10 | NJ & PA |
Further Examples of small deposit casinos (for regulated states)
Further Examples of small deposit sweepstakes casinos (open to most of the US & Canada)
On the surface many casino bonuses look similar. Most brands (whether State regulated or international) offer a 100% matched welcome deal, often with a package of incentives alongside.
If you are a planning on making a low deposit is it important that you check the terms and conditions of these offers. You’ll find some major differences in how easy or difficult it is to take advantage of them.
Here is a checklist of the things you’ll need to know:
After you have checked for any traps or tricky terms – you can move on to the positive aspects making a small deposit at real money casinos, the incentives.
Free spins are a common way to incentivize new players. This can be anything from 10 to 100 real money spins, often on one or more designated slots. There are conditions for these too, with a cap on winnings and play-though required on most offers. Look out for deals which give you a shot at winning a big progressive jackpot!
Tournament entries also involve slots (though can also be based on Blackjack). Here you will compete against other players in a time-based contest. These are often free to enter and attract a lot of players. Players with the biggest play-money winnings at the end of the tournament get real cash prizes.
You will sometimes find that casinos offer additional real money incentives like a free chip for their live dealer casino. At the biggest brands, you might also be offered free play for other gambling types within their site – such as poker or sports betting.
As you gain experience with online casinos, you’ll realize that ongoing offers are more important than these initial bonuses. While the welcome deal is gone fast (usually within 30 to 60 days), ongoing extras can keep your bankroll topped up for years to come.
Look out for a loyalty scheme and plenty of one-off promotions and extras for players. The best casinos will have a dedicated promotions page to list this information.
At State regulated USA online casinos you’ll be able to make small deposits using many familiar payment options. Expect minimums of $10 for most of these, with some (for example bank-wires) having higher minimums.
With small deposits, I recommend making sure you use a method without a fixed cost. While prepaid Visa cards will work, you’ll need to pay the merchant a small fee. In this example, even a small fee would be a big proportion of a $10 or $20 deposit.
Here are some of the popular options for small deposits. These are based on popular New Jersey online casinos;
New Jersey casinos also allow players to deposit cash via their casino cages via the affiliated B&M casino.
For online sweepstakes casinos like Luckyland Slots and Chumba, you’ll be able to buy smaller amounts of ‘Sweeps Coins’ with your credit cards.
Outside of the US, the options for making secure small deposits are even wider. Most of the methods covered above are available (with the exceptions of Play+ and PayNearMe). Depending on your location, making a deposit from your bank or with a debit / credit card may be restricted. Canada is an example a country with legal casinos, though banks that place restrictions on credit card payments. Fortunately, several easy alternatives are available.
Here are some extra ways of making small deposits at online casinos outside of the USA.
We’d all like to believe that our small deposit will turn into a huge withdrawal. While you have a legitimate shot at this, in most cases the withdrawal will be on the smaller side.
Before you make a deposit, remember to check for minimum and maximum withdrawal amounts. Many a small bankroll has been ‘trapped’ by a $100 minimum withdrawal level.
International casinos and sweepstakes / social casinos will pay via ETF (electronic fund transfer). This is a local bank transfer system – and is both fast and free. Often, you’ll find that the casino stipulates processing your withdrawal onto the same system you used to deposit. This is an anti money-laundering rule.
Some deposit methods are one way, and don’t process withdrawals at all. These include MasterCard credit cards, and voucher / POS type systems. When this is the case, bank transfers or checks can be used. Some casinos will process withdrawals onto electronic wallets which you have not previously deposited with – others will not.
To keep everything above board, all legitimate casinos (including social casino apps) will perform a ‘Know Your Customer’ check when real money play starts. This applies to even the smallest deposit players.
My view is that these keep the online casino world clear of crime – and should be welcomed. You’ll need to send ID documents, and sometimes a picture of your credit card (you can black out some numbers if you prefer). Preparing for this in advance will keep things fast and smooth.
You’ll only find reviews of the regulated and trusted brand casinos from the US and around the world on this site. I strongly recommend you stick reputable low deposit casinos – and don’t risk even the smallest deposit with unknown brands.
There is a big casino industry offshore, though players have no recourse should something go wrong. While many of these have amazing bonus offers, the old adage comes into play; ‘if it sounds too good to be true, it probably is!’.
These days there are plenty of easy ways to make $10 & $20 casino deposits along with withdrawing winnings from trusted brands. The casinos compete with each other for your business – so make sure that the welcome offer includes plenty of extras, which are accessible for a minimum deposit!
Michigan online slots are now available. Michigan players got the green light to start playing real money online slots on January 22, 2021.
Michigan legalized online casinos when the Michigan Lawful Internet Gaming Act took effect last year. Michigan’s three commercial and 23 tribal casinos can all offer online casinos as extensions of their retail properties. Much like land-based casinos, these online platforms feature plenty of different ways to play slots online.
The following list is our favorite online casino brands that offer a top-notch slot selection of online slots for Michigan players. You can claim great bonuses including free-play bonuses just for signing up and then a deposit bonus for when you deposit.
Licensed in Michigan
Casino Rating Excellent
Golden Nugget Casino Review
Licensed in Michigan
Casino Rating Excellent
FanDuel Casino Review
Licensed in Michigan
Casino Rating Excellent
BetRivers Casino Review
Licensed in Michigan
Casino Rating Excellent
BetMGM Casino Review
Licensed in Michigan
Casino Rating Excellent
DraftKings Casino Review
Here are some of the best options for Michigan online slots:
Golden Nugget NJ enjoys a well-earned reputation as one of the top online casinos in the ultra-competitive New Jersey market. Michigan players can look forward to a top-tier online casino product when Golden Nugget MI installs its full array of games.
Virtually any kind of slot a player could want will eventually appear on the Golden Nugget game menu. Popular progressive slots already offered include titles like Divine Fortune and Mercy of the Gods.
Many of the other titles on the Golden Nugget MI slots menu should look familiar to players who have visited a Las Vegas or Atlantic City casino floor.
Most of the slots at Golden Nugget play as five-reel, multiway games. Classic-style three-reel slots are also offered.
FanDuel may be known for its sportsbook, but it also has an online casino. FanDuel’s online casino and sportsbook is available as an integrated mobile app. MotorCity Casino Hotel’s partnership gives FanDuel access to Michigan’s online gaming market.
FanDuel Casino offers a variety of classic casino games including blackjack, roulette, and baccarat. They also offer a solid selection of slots, including popular progressive games such as Divine Fortune. They are also known for introducing themed slot games around holidays, including Halloween slots and Christmas slots.
FanDuel Casino welcomes new players with a risk-free day up to $200. After you make your first deposit, you’re eligible for up to a $200 rebate on losses incurred in your first 24 hours of play at the casino.
BetRivers might not be as recognizable name in the casino and betting world, particularly when compared to Golden Nugget and MGM. The Rivers brand saw early success with retail casinos and online casino apps in New Jersey and Pennsylvania, sometimes operating under the SugarHouse or Rivers Casino brand.
Although focused on expanding their sports betting footprint in the US, the BetRivers Michigan casino app is strong, with a great deposit bonus offer to start for new players.
For slot players, though, BetRivers offers one of the most extensive collections of online slots. This includes a progressive prize available on the Mercy of the Gods slot that often sits at just above $90,000.
BetMGM Michigan online casino will expand its slots selection to include hundreds of games as 2021 goes on. Included in this collection is the “Big One” network of progressive slots, with jackpots that begin at six figures.
BetMGM offers a menu of slots that would look right at home on the floor of any major retail casino. The Michigan version of BetMGM should eventually offer one of the best slot selections in the state.
The welcome bonus at BetMGM includes $25 on the house, as well as a 100% deposit match offer up to $1,000.
DraftKings is also known mostly for its sportsbook but is quickly gaining a reputation for a strong online casino in a handful of states. The DraftKings Casino Michigan platform will offer a wide variety of slots and progressive games when the game menu reaches its full potential.
DraftKings Sportsbook and DraftKings Casino launched in the state as a license partner of Bay Mills Resort & Casino.
DraftKings Casino offers new players a 100% deposit match bonus up to $1,500, as well as $10 in free betting credits just for signing up.
A deposit match promotion matches a percentage of your first deposit with bonus betting credits. Some deposit match offers are more player-friendly than others.
Golden Nugget Casino, for example, offers a 100% deposit match bonus up to $1,000. The Golden Nugget offers comes with a 20x playthrough requirement, meaning for every $20 you wager, $1 of the bonus is unlocked.
The percentage of deposit awarded as a bonus, as well as the playthrough requirement, varies significantly across different casinos.
A risk-free day offers a refund on losses incurred in your first 24 hours playing at a casino, up to a predetermined capped amount.
At FanDuel Casino, for instance, the welcome promotion offered comes as a risk-free day up to $200. You’re on the clock as soon as you make your first wager on any game at the casino.
After 24 hours is up, FanDuel MI refunds your balance on losses up to $200.
Michigan plays home to a bustling retail casino industry. The state hosts three commercial casinos based in Detroit, as well as 23 tribal casinos located throughout other areas of the state.
Slots stand as the most popular kind of casino gaming. As such Michigan’s retail casinos rely on slots as a key component of revenue earnings. Michigan’s mobile casinos include a selection of online slots that looks very much like what you might find on the floor of Michigan’s top casinos.
The leader in Michigan casinos by revenue earned, MGM Grand Detroit offers 3,500 slots on the casino floor. Popular games include Triple Double Dollars, Cleopatra, Rising Fortunes, and Triple Red Hot 7s.
The launch of the BetMGM online casino includes many of the games enjoyed on the floor of the MGM Grand.
Another of the trio of Detroit-area commercial casinos, Greektown Casino offers nearly 3,000 slots and video poker machines. The progressive Wheel of Fortune Slot offers a grand jackpot that reaches well into seven figures.
The Soaring Eagle Casino & Resort hosts 4,000 slots and video poker machines, giving it the largest game selection of any tribal casino in Michigan. Some of the most popular slots on the Mount Pleasant-based property include Crazy Money Double Deluxe, Golden Jungle Grand, and Magic of the Nile.
The slots offered at Michigan’s online casinos operate identically to the games you might see on the floor of a Michigan retail casino.
Many of the slots you’ll see at Michigan’s legal mobile casino apps are exactly the same titles enjoyed by players at the state’s commercial and tribal casinos. Popular titles like Wheel of Fortune, Monopoly, and Slingo, function the same as their counterparts in land-based casinos.
The convenience of mobile access stands as the biggest difference between live and online slots. Mobile casinos offer the opportunity to play the same games found on a casino floor, but without the need to travel to the casino.
Some legal online casinos offer no-deposit welcome bonuses, as well as free spins at the slots just for signing up for a new account.
Golden Nugget Casino extends a no-deposit bonus to Michigan players. New players get $10 in free playing credits, with no deposit required.
WynnBET casino offers a deposit bonus that unlocks 250 free spins on the Divine Fortune progressive slot ($250 deposit required). Using this bonuses, players can enjoy free slot play that could yield big payouts.
Michigan players can find a couple of different ways to play slots for free. Sweepstakes casinos like LucklyLand Slots and Chumba Casino offer various ways to obtain free “Sweeps Coins” credits, allowing players to take a few free spins at the sweepstakes slots.
VGW Holdings, the parent company of LucklyLand Slots and Chumba Casino, offers Sweeps Coins promotions through mail-in and social media offers. More on these offers can be found in the “Sweeps Rules” sections at these sites.
There are a few ways to play free slots in Michigan. First, Some of the real money online casinos offer demo slot games that you can play for fun. Second, Michigan hosts casino sweepstakes sites where Michigan players can play slots for cash prizes.
Here are our recommendations for the top free slots in Michigan, where Michigan players can play for cash prizes:
Sweepstakes casino sites offer the chance to play Vegas-style slots for cash prizes. These platforms don’t offer real-money games, but the slots on these sites legally function as mini-sweepstakes contests.
Michigan players can enjoy access to sweepstakes sites like Chumba Casino and LuckyLand Slots. Both of these platforms offer a solid selection of sweepstakes slots.
LuckyLand Slots and Chumba Casino offer both social gaming and sweepstakes games. The social gaming side of these platforms use “Gold Coins” as currency, and these games function as play money games.
Gold Coins are available for purchase at any time. Many Gold Coins packages also come with an amount of “Sweeps Coins” as a gift. Sweeps Coins function as credits that can be used in the sweepstakes casino games at LuckyLand Slots and Chumba Casino.
The sweepstakes games on these platforms operate separately from the Gold Coins play money games. Sweeps Coins can be redeemed for cash prizes, but aren’t available for direct purchase. Sweeps Coins can only be obtained through Gold Coins purchases, or through social media and mail-in offers.
Chumba Casino and LuckyLand Slots both offer a selection of slots that include progressive slots, five-reel games, and vintage-style three-reel slots.
Online slots play with different interfaces from game to game, but the general process is the same for each.
You can decide how much you want to wager on a spin by pressing “Bet Up”, an arrow, or similar notation, and keep pressing that button until you’ve reached the amount you want to bet. When you’ve decided on the amount of your wager, hit the “Spin” button to spin the reels.
The “Max Bet” button will apply the maximum possible wager to your spin. Hitting “Max Bet” applies the maximum bet and automatically spins the reels.
“Auto Play” allows you to pick a wager and let the slot spin for a chosen number of consecutive spins.
Most modern-era slots offer numerous ways to line up symbols and multiple ways to win on a single spin. Paylines represent the different ways to line up symbols to win a jackpot.
Vintage-era slots often featured a single payline, going across the middle of the reels display. Many of the games found at legal online casinos, however, function as five-reel, multiway win slots.
The paylines on these slots can go horizontally, vertically, diagonally, and in a zigzag pattern.
Payback refers to the percentage of wagers that a slot machine is programmed to pay back to the player over the long term. States offering legal casino games require a certain amount of payback from casino slots, by law.
In Michigan, all slots offered by commercial casinos must operate with at least 80 percent payback. This means for every $100 wagered, players will retain at least $80.
Payback figures represent what a machine must payout in the long term. Short-term slot winnings often vary dramatically from the long-term payback number.
Slots offer the chance to take a spin at various price points. The minimum bet on any slot is one credit. For example, a 25 cent slot would require a minimum bet of 25 cents.
The max bet on a slot represents the maximum amount of credits you can play on one spin. The biggest jackpots offered by a slot requires the max bet.
The Pillars of Asgard slot at Golden Nugget Casino, for example, allows players to wager anywhere from, $0.25 to $40 on a single spin. The max bet can usually be applied with a “Max Bet” button, or by pressing “Bet Up” until the max bet is reached.
Many modern slots offer feature rounds and bonus rounds, changing up the gameplay from the traditional interface.
Bonus rounds usually begin when a certain configuration of bonus icons lines up on a regular spin. When the bonus round is in play, players get a certain amount of bonus spins to try to win jackpots only available in the bonus round.
Feature rounds can allow a player to go into a game that functions completely differently from the standard spin-and-win method of the game’s normal function. Bonus and feature rounds have dramatically changed the entertainment value of slots, often offering multiple interactive bonus games on a single slot.
Wild Symbols function as a symbol that can take the place of any other symbol. Lining up two red sevens and a Wild symbol, for example, pays the same as lining up three red sevens.
Lining up multiple Wild symbols can pay big jackpots, and sometimes initiate bonus and feature rounds.
Progressive jackpot slots are live at Michigan’s legal online casinos. Popular progressive slots like Divine Fortune, and Mercy of the Gods offer jackpots reaching into six-figure territory.
The upcoming BetMGM online casino brings New Jersey’s “Big One” progressive slots collection to Michigan. This collection, which includes MGM Grand Millions, Loot’En Khamun, and other slots, all link to a progressive jackpot that has reached over $3 million at times in New Jersey.
Greektown Casino licensee Hollywood Casino could offer an online version of the Wheel of Fortune progressive slot, and that jackpot has reached over seven-figures on the live gaming floor at Greektown Casino.
Plenty of offshore, illegal online gambling sites offer slot machine play, but these platforms put players in a risky situation. If you decide to deposit money at an offshore gambling site, that could be the last time you ever see that money.
Offshore online gambling sites operate illegally in the US, and without oversight from any official state or tribal gaming regulatory agencies. Your money and personal information might not be safe at an offshore gambling site.
Michigan’s state-regulated, legal online casinos, however, offer the same level of safety as playing at one of the state’s land-based casinos. The Michigan Gaming Control Board and National Indian Gaming Commission oversee and regulate Michigan’s commercial and tribal casinos.
These regulatory agencies ensure that state casinos operate with a keen interest in player security. Online casinos, which operate as extensions of Michigan’s retail casinos, will offer that same level of safety when it comes to player funds and personal information.
Yes. Michigan lawmakers gave the green light to legal online casino games in December 2019. State-regulated online casinos operate as licensed products of Michigan’s commercial and tribal casinos.
The launch of legal online casinos in Michigan happened on Jan. 22, 2021. The selection of slots at these legal casinos will eventually expand to include hundreds of titles.
21 or over. The minimum age to play slots, or any other kind of online casino game in Michigan, is 21. This age applies to all online gambling platforms, including those offered by both commercial and tribal casinos.
Some tribal casinos in Michigan operate with a minimum gambling age of 18 or 19, but that only applies to in-person gambling on the casino floors of those properties. Michigan online gambling laws dictate that the minimum age for online gambling is 21 across all legal platforms.
Yes. Michigan’s state-regulated online casinos play with real money as currency, and offer jackpots paid out in US dollars. Play money slots, found on social gambling sites, are played just for fun and do not offer any kind of real-money prizes.
Sweepstakes slots on platforms like LuckyLand Slots and Chumba Casino don’t use cash as currency. These games use “Sweeps Coins” sweepstakes credits, which can be redeemed for cash prizes.
Michigan’s legal online casinos offer many of the same bonuses enjoyed by players in states like New Jersey and Pennsylvania.
These offers include deposit match bonuses, no-deposit welcome offers, and risk-free days, in which the casino refunds losses up to a certain amount over a player’s first 24 hours playing at an online casino.
Most legal online casinos accept many different deposit methods. Some of the most accepted and reliable ways to deposit include ACH/eCheck, credit/debit cards, PayPal, Play+ Prepaid Card, and casino cage deposit.
Yes. DraftKings Casino entered the Michigan market in January 2021.
DraftKings Sportsbook and DraftKings Casino operate under a licensing partnership with Bay Mills Resort & Casinos.
Yes. FanDuel Casino launched on Jan. 22, 2021 as a licensed partner of MotorCity Casino hotel.
FanDuel Casino’s New Jersey platform, known as Betfair Casino, offers one of the largest selection of slots from any US-facing legal online casino. Michigan players can expect the same as FanDuel Casino expands its game selection after the launch.